- Cover for single lets, professionals, HMOs, student lets, and portfolios
- Buildings, contents, loss of rent, and liability cover options
- Specialist brokers who understand the rental market
We Partner With...
Why Use Compare Landlord for Landlord Insurance?
Letting property comes with a different set of risks from owning a home. Tenant-related damage, periods of void, loss of rental income, and your legal responsibilities as a landlord all need to be considered when thinking about insurance. And standard home insurance is rarely appropriate for a rented property.
Compare Landlord connects landlords with specialist insurance brokers who understand the buy-to-let and rental market. Whether you let a single property or manage a portfolio, fill in one short form and brokers will be in touch to discuss your properties and outline the cover options that may suit your situation.
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What Policies do our Partners Offer?
Specialist landlord insurance can be arranged to cover a range of risks associated with letting property. Depending on the insurer and policy, cover may include:
- Buildings insurance for structural damage caused by events such as fire, flood, or storm
- Contents insurance for furnishings and appliances provided by the landlord
- Loss of rent – may help towards lost rental income if a property becomes uninhabitable following an insured event
- Property owners’ liability, which may help contribute towards legal costs and compensation if a tenant or visitor is injured on the property and the landlord is found liable
- Accidental damage for unintentional damage caused to the building or contents
- Legal expenses assistance with legal costs relating to tenancy disputes or property matters
- Emergency assistance for urgent repair situations such as burst pipes or electrical faults
- Malicious damage by tenants subject to policy terms and insurer criteria
Cover will vary between insurers and policies. A broker will be able to outline what is and isn’t included based on your specific property and tenancy arrangement.
Cover for All Property Types
Landlord insurance isn’t one-size-fits-all. The type of property you let, how it’s tenanted, and how many properties you own all affect the cover available to you. Brokers in the Compare Landlord network have experience arranging cover for:
- Standard single lets: houses and flats let on assured shorthold tenancies
- Houses in multiple occupation (HMOs): properties let to three or more tenants forming more than one household
- Student lets: properties let exclusively to full-time students
- DSS and housing benefit tenants: some insurers are more flexible in this area than others; a broker can advise
- Holiday lets and short-term rentals: including properties listed on platforms such as Airbnb
- Property portfolios: multiple properties under a single policy arrangement, where available
- Blocks of flats: cover for the building as a whole, including communal areas
- Commercial and mixed-use properties: where residential lets sit within a wider property structure
Why use Compare Landlord
- Specialist landlord insurance brokers
- Experience across all property and tenancy types
- One form, multiple specialist brokers
How It Works
Compare Landlord is an independent site that puts landlords in touch with specialist insurance brokers experienced in the residential and commercial rental market. Whether you are a first-time landlord with one property or an experienced investor managing a large portfolio, our brokers can discuss the cover that may be appropriate for your circumstances.
Fill in one short form and brokers will be in touch. There’s no obligation and no need to approach multiple providers separately.